Chase Disney Inspire Visa Card vs United Club Business Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- United Club Business Card 1.8% 1.5x base rate
- Disney Inspire Visa Card 1.0% 1x base rate
Dining
- Disney Inspire Visa Card 2.0% 2x
- United Club Business Card 1.8% 1.5x base rate
Groceries
- Disney Inspire Visa Card 2.0% 2x
- United Club Business Card 1.8% 1.5x base rate
Gas
- Disney Inspire Visa Card 3.0% 3x
- United Club Business Card 1.8% 1.5x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Inspire Visa Card $149 and United Club Business Card $695 a year, so a thin lead in one category may not cover the difference.
Where they differ: United Club Business Card takes everything else; Disney Inspire Visa Card takes dining, groceries and gas.
| Category | Best card |
|---|---|
| Everything else | United Club Business Card1.8% |
| Dining | Disney Inspire Visa Card2.0% |
| Groceries | Disney Inspire Visa Card2.0% |
| Gas | Disney Inspire Visa Card3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- United Club Business Card — 1.8%
- Disney Inspire Visa Card — 1.0%
Dining
- Disney Inspire Visa Card — 2.0%
- United Club Business Card — 1.8%
Groceries
- Disney Inspire Visa Card — 2.0%
- United Club Business Card — 1.8%
Gas
- Disney Inspire Visa Card — 3.0%
- United Club Business Card — 1.8%
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