Chase Disney Inspire Visa Card vs Southwest Rapid Rewards Premier Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
- Disney Inspire Visa Card 1.0% 1x base rate
Dining
- Southwest Rapid Rewards Premier Credit Card 2.5% 2x
- Disney Inspire Visa Card 2.0% 2x
Groceries
- Southwest Rapid Rewards Premier Credit Card 2.5% 2x
- Disney Inspire Visa Card 2.0% 2x
Gas
- Disney Inspire Visa Card 3.0% 3x
- Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
Lyft
- Southwest Rapid Rewards Premier Credit Card 3.8% 3x
- Disney Inspire Visa Card 1.0% 1x base rate
What the numbers are doing
Southwest Rapid Rewards Premier Credit Card tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and Disney Inspire Visa Card wins that category instead.
Where they differ: Southwest Rapid Rewards Premier Credit Card takes everything else, dining, groceries and lyft; Disney Inspire Visa Card takes gas.
| Category | Best card |
|---|---|
| Everything else | Southwest Rapid Rewards Premier Credit Card1.3% |
| Dining | Southwest Rapid Rewards Premier Credit Card2.5% |
| Groceries | Southwest Rapid Rewards Premier Credit Card2.5% |
| Gas | Disney Inspire Visa Card3.0% |
| Lyft | Southwest Rapid Rewards Premier Credit Card3.8% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Southwest Rapid Rewards Premier Credit Card — 1.3%
- Disney Inspire Visa Card — 1.0%
Dining
- Southwest Rapid Rewards Premier Credit Card — 2.5%
- Disney Inspire Visa Card — 2.0%
Groceries
- Southwest Rapid Rewards Premier Credit Card — 2.5%
- Disney Inspire Visa Card — 2.0%
Gas
- Disney Inspire Visa Card — 3.0%
- Southwest Rapid Rewards Premier Credit Card — 1.3%
Lyft
- Southwest Rapid Rewards Premier Credit Card — 3.8%
- Disney Inspire Visa Card — 1.0%
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