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Chase Disney Inspire Visa Card vs Instacart Mastercard

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Disney Inspire Visa Card 1.0% 1x base rate
  2. Instacart Mastercard 1.0% 1% base rate

Dining

  1. Disney Inspire Visa Card 2.0% 2x
  2. Instacart Mastercard 2.0% 2%

Groceries

  1. Disney Inspire Visa Card 2.0% 2x
  2. Instacart Mastercard 1.0% 1% base rate

Gas

  1. Disney Inspire Visa Card 3.0% 3x
  2. Instacart Mastercard 2.0% 2%

Travel · portal

  1. Instacart Mastercard · Chase Travel 5.0% 5%

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Inspire Visa Card $149 and Instacart Mastercard $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Disney Inspire Visa Card takes groceries and gas. Instacart Mastercard wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDisney Inspire Visa Card1.0%
DiningDisney Inspire Visa Card2.0%
GroceriesDisney Inspire Visa Card2.0%
GasDisney Inspire Visa Card3.0%
Travel · portalInstacart Mastercard · Chase Travel5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Disney Inspire Visa Card — 1.0%
  2. Instacart Mastercard — 1.0%

Dining

  1. Disney Inspire Visa Card — 2.0%
  2. Instacart Mastercard — 2.0%

Groceries

  1. Disney Inspire Visa Card — 2.0%
  2. Instacart Mastercard — 1.0%

Gas

  1. Disney Inspire Visa Card — 3.0%
  2. Instacart Mastercard — 2.0%

Travel · portal

  1. Instacart Mastercard · Chase Travel — 5.0%
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