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Chase Disney Inspire Visa Card vs Ink Business Preferred

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Preferred 2.1% 1x base rate
  2. Disney Inspire Visa Card 1.0% 1x base rate

Gas

  1. Disney Inspire Visa Card 3.0% 3x
  2. Ink Business Preferred 2.1% 1x base rate

Phone & internet

  1. Ink Business Preferred 6.2% 3x
  2. Disney Inspire Visa Card 1.0% 1x base rate

Shipping

  1. Ink Business Preferred 6.2% 3x
  2. Disney Inspire Visa Card 1.0% 1x base rate

Advertising

  1. Ink Business Preferred 6.2% 3x
  2. Disney Inspire Visa Card 1.0% 1x base rate

Flights

  1. Ink Business Preferred 6.2% 3x
  2. Disney Inspire Visa Card 1.0% 1x base rate

Hotels

  1. Ink Business Preferred 6.2% 3x
  2. Disney Inspire Visa Card 1.0% 1x base rate

Lyft

  1. Ink Business Preferred 10.3% 5x
  2. Disney Inspire Visa Card 1.0% 1x base rate

What the numbers are doing

Ink Business Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Disney Inspire Visa Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Inspire Visa Card $149 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 3 more; Disney Inspire Visa Card takes gas.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Preferred2.1%
GasDisney Inspire Visa Card3.0%
Phone & internetInk Business Preferred6.2%
ShippingInk Business Preferred6.2%
AdvertisingInk Business Preferred6.2%
FlightsInk Business Preferred6.2%
HotelsInk Business Preferred6.2%
LyftInk Business Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Preferred — 2.1%
  2. Disney Inspire Visa Card — 1.0%

Gas

  1. Disney Inspire Visa Card — 3.0%
  2. Ink Business Preferred — 2.1%

Phone & internet

  1. Ink Business Preferred — 6.2%
  2. Disney Inspire Visa Card — 1.0%

Shipping

  1. Ink Business Preferred — 6.2%
  2. Disney Inspire Visa Card — 1.0%

Advertising

  1. Ink Business Preferred — 6.2%
  2. Disney Inspire Visa Card — 1.0%

Flights

  1. Ink Business Preferred — 6.2%
  2. Disney Inspire Visa Card — 1.0%

Hotels

  1. Ink Business Preferred — 6.2%
  2. Disney Inspire Visa Card — 1.0%

Lyft

  1. Ink Business Preferred — 10.3%
  2. Disney Inspire Visa Card — 1.0%
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