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Chase Disney Inspire Visa Card vs Ink Business Cash

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Disney Inspire Visa Card 1.0% 1x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Disney Inspire Visa Card 2.0% 2x
  2. Ink Business Cash 2.0% 2%

Groceries

  1. Disney Inspire Visa Card 2.0% 2x
  2. Ink Business Cash 1.0% 1% base rate

Gas

  1. Disney Inspire Visa Card 3.0% 3x
  2. Ink Business Cash 2.0% 2%

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Disney Inspire Visa Card 1.0% 1x base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Disney Inspire Visa Card 1.0% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Inspire Visa Card $149 and Ink Business Cash $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Disney Inspire Visa Card takes groceries and gas; Ink Business Cash takes phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseDisney Inspire Visa Card1.0%
DiningDisney Inspire Visa Card2.0%
GroceriesDisney Inspire Visa Card2.0%
GasDisney Inspire Visa Card3.0%
Phone & internetInk Business Cash5.0%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Disney Inspire Visa Card — 1.0%
  2. Ink Business Cash — 1.0%

Dining

  1. Disney Inspire Visa Card — 2.0%
  2. Ink Business Cash — 2.0%

Groceries

  1. Disney Inspire Visa Card — 2.0%
  2. Ink Business Cash — 1.0%

Gas

  1. Disney Inspire Visa Card — 3.0%
  2. Ink Business Cash — 2.0%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Disney Inspire Visa Card — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. Disney Inspire Visa Card — 1.0%
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