Chase Disney Inspire Visa Card vs IHG One Rewards Premier
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- IHG One Rewards Premier 1.8% 3x base rate
- Disney Inspire Visa Card 1.0% 1x base rate
Dining
- IHG One Rewards Premier 3.0% 5x
- Disney Inspire Visa Card 2.0% 2x
Groceries
- IHG One Rewards Premier 3.0% 5x
- Disney Inspire Visa Card 2.0% 2x
Gas
- Disney Inspire Visa Card 3.0% 3x
- IHG One Rewards Premier 3.0% 5x
Travel
- IHG One Rewards Premier 3.0% 5x
- Disney Inspire Visa Card 1.0% 1x base rate
Hotels
- IHG One Rewards Premier 6.0% 10x
- Disney Inspire Visa Card 1.0% 1x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Inspire Visa Card $149 and IHG One Rewards Premier $150 a year, so a thin lead in one category may not cover the difference.
Where they differ: IHG One Rewards Premier takes everything else, dining, groceries and travel, plus 1 more. Disney Inspire Visa Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | IHG One Rewards Premier1.8% |
| Dining | IHG One Rewards Premier3.0% |
| Groceries | IHG One Rewards Premier3.0% |
| Gas | Disney Inspire Visa Card3.0% |
| Travel | IHG One Rewards Premier3.0% |
| Hotels | IHG One Rewards Premier6.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- IHG One Rewards Premier — 1.8%
- Disney Inspire Visa Card — 1.0%
Dining
- IHG One Rewards Premier — 3.0%
- Disney Inspire Visa Card — 2.0%
Groceries
- IHG One Rewards Premier — 3.0%
- Disney Inspire Visa Card — 2.0%
Gas
- Disney Inspire Visa Card — 3.0%
- IHG One Rewards Premier — 3.0%
Travel
- IHG One Rewards Premier — 3.0%
- Disney Inspire Visa Card — 1.0%
Hotels
- IHG One Rewards Premier — 6.0%
- Disney Inspire Visa Card — 1.0%
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