Chase British Airways Visa Signature vs United Club Business Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- United Club Business Card 1.8% 1.5x base rate
- British Airways Visa Signature 1.4% 1x base rate
Hotels
- British Airways Visa Signature 2.8% 2x
- United Club Business Card 1.8% 1.5x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and United Club Business Card $695 a year, so a thin lead in one category may not cover the difference.
Where they differ: United Club Business Card takes everything else; British Airways Visa Signature takes hotels.
| Category | Best card |
|---|---|
| Everything else | United Club Business Card1.8% |
| Hotels | British Airways Visa Signature2.8% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- United Club Business Card — 1.8%
- British Airways Visa Signature — 1.4%
Hotels
- British Airways Visa Signature — 2.8%
- United Club Business Card — 1.8%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.