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Chase British Airways Visa Signature vs United Business Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. British Airways Visa Signature 1.4% 1x base rate
  2. United Business Card 1.2% 1x base rate

Dining

  1. United Business Card 2.4% 2x
  2. British Airways Visa Signature 1.4% 1x base rate

Gas

  1. United Business Card 2.4% 2x
  2. British Airways Visa Signature 1.4% 1x base rate

Hotels

  1. British Airways Visa Signature 2.8% 2x
  2. United Business Card 1.2% 1x base rate

Public transit

  1. United Business Card 2.4% 2x
  2. British Airways Visa Signature 1.4% 1x base rate

Rideshare & taxis

  1. United Business Card 2.4% 2x
  2. British Airways Visa Signature 1.4% 1x base rate

Tolls

  1. United Business Card 2.4% 2x
  2. British Airways Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and United Business Card $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: British Airways Visa Signature takes everything else and hotels; United Business Card takes dining, gas, public transit and rideshare & taxis, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseBritish Airways Visa Signature1.4%
DiningUnited Business Card2.4%
GasUnited Business Card2.4%
HotelsBritish Airways Visa Signature2.8%
Public transitUnited Business Card2.4%
Rideshare & taxisUnited Business Card2.4%
TollsUnited Business Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. British Airways Visa Signature — 1.4%
  2. United Business Card — 1.2%

Dining

  1. United Business Card — 2.4%
  2. British Airways Visa Signature — 1.4%

Gas

  1. United Business Card — 2.4%
  2. British Airways Visa Signature — 1.4%

Hotels

  1. British Airways Visa Signature — 2.8%
  2. United Business Card — 1.2%

Public transit

  1. United Business Card — 2.4%
  2. British Airways Visa Signature — 1.4%

Rideshare & taxis

  1. United Business Card — 2.4%
  2. British Airways Visa Signature — 1.4%

Tolls

  1. United Business Card — 2.4%
  2. British Airways Visa Signature — 1.4%
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