Chase British Airways Visa Signature vs Ink Business Unlimited
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Unlimited 1.5% 1.5% base rate
- British Airways Visa Signature 1.4% 1x base rate
Hotels
- British Airways Visa Signature 2.8% 2x
- Ink Business Unlimited 1.5% 1.5% base rate
Lyft
- Ink Business Unlimited 5.0% 5%
- British Airways Visa Signature 1.4% 1x base rate
What the numbers are doing
Abroad the answer flips: Ink Business Unlimited charges a 3% foreign transaction fee, so once that comes off the rate British Airways Visa Signature is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and Ink Business Unlimited $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Unlimited takes everything else and lyft; British Airways Visa Signature takes hotels.
| Category | Best card |
|---|---|
| Everything else | Ink Business Unlimited1.5% |
| Hotels | British Airways Visa Signature2.8% |
| Lyft | Ink Business Unlimited5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Unlimited — 1.5%
- British Airways Visa Signature — 1.4%
Hotels
- British Airways Visa Signature — 2.8%
- Ink Business Unlimited — 1.5%
Lyft
- Ink Business Unlimited — 5.0%
- British Airways Visa Signature — 1.4%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.