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Chase British Airways Visa Signature vs Ink Business Cash

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. British Airways Visa Signature 1.4% 1x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Ink Business Cash 2.0% 2%
  2. British Airways Visa Signature 1.4% 1x base rate

Gas

  1. Ink Business Cash 2.0% 2%
  2. British Airways Visa Signature 1.4% 1x base rate

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. British Airways Visa Signature 1.4% 1x base rate

Hotels

  1. British Airways Visa Signature 2.8% 2x
  2. Ink Business Cash 1.0% 1% base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. British Airways Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and Ink Business Cash $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: British Airways Visa Signature takes everything else and hotels; Ink Business Cash takes dining, gas, phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseBritish Airways Visa Signature1.4%
DiningInk Business Cash2.0%
GasInk Business Cash2.0%
Phone & internetInk Business Cash5.0%
HotelsBritish Airways Visa Signature2.8%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. British Airways Visa Signature — 1.4%
  2. Ink Business Cash — 1.0%

Dining

  1. Ink Business Cash — 2.0%
  2. British Airways Visa Signature — 1.4%

Gas

  1. Ink Business Cash — 2.0%
  2. British Airways Visa Signature — 1.4%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. British Airways Visa Signature — 1.4%

Hotels

  1. British Airways Visa Signature — 2.8%
  2. Ink Business Cash — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. British Airways Visa Signature — 1.4%
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