Chase British Airways Visa Signature vs IHG One Rewards Premier
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- IHG One Rewards Premier 1.8% 3x base rate
- British Airways Visa Signature 1.4% 1x base rate
Dining
- IHG One Rewards Premier 3.0% 5x
- British Airways Visa Signature 1.4% 1x base rate
Groceries
- IHG One Rewards Premier 3.0% 5x
- British Airways Visa Signature 1.4% 1x base rate
Gas
- IHG One Rewards Premier 3.0% 5x
- British Airways Visa Signature 1.4% 1x base rate
Travel
- IHG One Rewards Premier 3.0% 5x
- British Airways Visa Signature 1.4% 1x base rate
Hotels
- IHG One Rewards Premier 6.0% 10x
- British Airways Visa Signature 2.8% 2x
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and IHG One Rewards Premier $150 a year, so a thin lead in one category may not cover the difference.
Where they differ: IHG One Rewards Premier takes everything else, dining, groceries and gas, plus 2 more. British Airways Visa Signature wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | IHG One Rewards Premier1.8% |
| Dining | IHG One Rewards Premier3.0% |
| Groceries | IHG One Rewards Premier3.0% |
| Gas | IHG One Rewards Premier3.0% |
| Travel | IHG One Rewards Premier3.0% |
| Hotels | IHG One Rewards Premier6.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- IHG One Rewards Premier — 1.8%
- British Airways Visa Signature — 1.4%
Dining
- IHG One Rewards Premier — 3.0%
- British Airways Visa Signature — 1.4%
Groceries
- IHG One Rewards Premier — 3.0%
- British Airways Visa Signature — 1.4%
Gas
- IHG One Rewards Premier — 3.0%
- British Airways Visa Signature — 1.4%
Travel
- IHG One Rewards Premier — 3.0%
- British Airways Visa Signature — 1.4%
Hotels
- IHG One Rewards Premier — 6.0%
- British Airways Visa Signature — 2.8%
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