Chase British Airways Visa Signature vs Freedom Rise
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Freedom Rise 1.5% 1.5% base rate
- British Airways Visa Signature 1.4% 1x base rate
Hotels
- British Airways Visa Signature 2.8% 2x
- Freedom Rise 1.5% 1.5% base rate
Lyft
- Freedom Rise 2.0% 2%
- British Airways Visa Signature 1.4% 1x base rate
What the numbers are doing
Abroad the answer flips: Freedom Rise charges a 3% foreign transaction fee, so once that comes off the rate British Airways Visa Signature is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge British Airways Visa Signature $95 and Freedom Rise $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Freedom Rise takes everything else and lyft; British Airways Visa Signature takes hotels.
| Category | Best card |
|---|---|
| Everything else | Freedom Rise1.5% |
| Hotels | British Airways Visa Signature2.8% |
| Lyft | Freedom Rise2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Freedom Rise — 1.5%
- British Airways Visa Signature — 1.4%
Hotels
- British Airways Visa Signature — 2.8%
- Freedom Rise — 1.5%
Lyft
- Freedom Rise — 2.0%
- British Airways Visa Signature — 1.4%
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