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Chase Amazon Visa vs World of Hyatt Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. World of Hyatt Business Credit Card 1.7% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Gyms

  1. World of Hyatt Business Credit Card 3.3% 2x
  2. Amazon Visa 1.0% 1% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

What the numbers are doing

World of Hyatt Business Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and World of Hyatt Business Credit Card $199 a year, so a thin lead in one category may not cover the difference.

Where they differ: World of Hyatt Business Credit Card takes everything else and gyms; Amazon Visa takes dining, gas, amazon and whole foods market, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseWorld of Hyatt Business Credit Card1.7%
DiningAmazon Visa2.0%
GasAmazon Visa2.0%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
GymsWorld of Hyatt Business Credit Card3.3%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. World of Hyatt Business Credit Card — 1.7%
  2. Amazon Visa — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Gas

  1. Amazon Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. World of Hyatt Business Credit Card — 1.7%

Gyms

  1. World of Hyatt Business Credit Card — 3.3%
  2. Amazon Visa — 1.0%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. World of Hyatt Business Credit Card — 1.7%

Public transit

  1. Amazon Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%
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