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Chase Amazon Visa vs United Quest Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Quest Card 1.2% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. United Quest Card 2.4% 2x
  2. Amazon Visa 2.0% 2%

Gas

  1. Amazon Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

Travel

  1. United Quest Card 2.4% 2x
  2. Amazon Visa 1.0% 1% base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Streaming

  1. United Quest Card 2.4% 2x
  2. Amazon Visa 1.0% 1% base rate

Amazon

  1. Amazon Visa 3.0% 3%
  2. United Quest Card 1.2% 1x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. United Quest Card 1.2% 1x base rate

Flights

  1. United Quest Card 4.8% 4x
  2. Amazon Visa 1.0% 1% base rate

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers 6.0% 5x
  2. Amazon Visa · Chase Travel 3.0% 3%

Public transit

  1. Amazon Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

What the numbers are doing

United Quest Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and United Quest Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: United Quest Card takes everything else, dining, travel and streaming, plus 1 more; Amazon Visa takes gas, amazon, whole foods market and public transit, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Quest Card1.2%
DiningUnited Quest Card2.4%
GasAmazon Visa2.0%
TravelUnited Quest Card2.4%
Travel · portalAmazon Visa · Chase Travel3.0%
StreamingUnited Quest Card2.4%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
FlightsUnited Quest Card4.8%
Hotels · portalUnited Quest Card · Renowned Hotels for United Cardmembers6.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Quest Card — 1.2%
  2. Amazon Visa — 1.0%

Dining

  1. United Quest Card — 2.4%
  2. Amazon Visa — 2.0%

Gas

  1. Amazon Visa — 2.0%
  2. United Quest Card — 1.2%

Travel

  1. United Quest Card — 2.4%
  2. Amazon Visa — 1.0%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Streaming

  1. United Quest Card — 2.4%
  2. Amazon Visa — 1.0%

Amazon

  1. Amazon Visa — 3.0%
  2. United Quest Card — 1.2%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. United Quest Card — 1.2%

Flights

  1. United Quest Card — 4.8%
  2. Amazon Visa — 1.0%

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers — 6.0%
  2. Amazon Visa · Chase Travel — 3.0%

Public transit

  1. Amazon Visa — 2.0%
  2. United Quest Card — 1.2%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. United Quest Card — 1.2%
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