pointslip milestomorrow.com

Chase Amazon Visa vs Southwest Rapid Rewards Plus

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Plus 1.3% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Amazon Visa 1.0% 1% base rate

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Amazon Visa 2.0% 2%

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Southwest Rapid Rewards Plus 2.5% 2x

Flights

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Amazon Visa 1.0% 1% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Lyft

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Amazon Visa 2.0% 2%

What the numbers are doing

Southwest Rapid Rewards Plus tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Southwest Rapid Rewards Plus $99 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Plus takes everything else, groceries, gas and flights, plus 1 more; Amazon Visa takes dining, amazon, whole foods market and public transit, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Plus1.3%
DiningAmazon Visa2.0%
GroceriesSouthwest Rapid Rewards Plus2.5%
GasSouthwest Rapid Rewards Plus2.5%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
FlightsSouthwest Rapid Rewards Plus2.5%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%
LyftSouthwest Rapid Rewards Plus2.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Plus — 1.3%
  2. Amazon Visa — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Amazon Visa — 1.0%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Amazon Visa — 2.0%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Southwest Rapid Rewards Plus — 1.3%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Southwest Rapid Rewards Plus — 2.5%

Flights

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Amazon Visa — 1.0%

Public transit

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Plus — 1.3%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Plus — 1.3%

Lyft

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Amazon Visa — 2.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.