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Chase Amazon Visa vs Southwest Rapid Rewards Premier Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Southwest Rapid Rewards Premier Credit Card 2.5% 2x
  2. Amazon Visa 2.0% 2%

Groceries

  1. Southwest Rapid Rewards Premier Credit Card 2.5% 2x
  2. Amazon Visa 1.0% 1% base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Southwest Rapid Rewards Premier Credit Card 2.5% 2x

Public transit

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Lyft

  1. Southwest Rapid Rewards Premier Credit Card 3.8% 3x
  2. Amazon Visa 2.0% 2%

What the numbers are doing

Southwest Rapid Rewards Premier Credit Card tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Southwest Rapid Rewards Premier Credit Card $149 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Premier Credit Card takes everything else, dining, groceries and lyft; Amazon Visa takes gas, amazon, whole foods market and public transit, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Premier Credit Card1.3%
DiningSouthwest Rapid Rewards Premier Credit Card2.5%
GroceriesSouthwest Rapid Rewards Premier Credit Card2.5%
GasAmazon Visa2.0%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%
LyftSouthwest Rapid Rewards Premier Credit Card3.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Premier Credit Card — 1.3%
  2. Amazon Visa — 1.0%

Dining

  1. Southwest Rapid Rewards Premier Credit Card — 2.5%
  2. Amazon Visa — 2.0%

Groceries

  1. Southwest Rapid Rewards Premier Credit Card — 2.5%
  2. Amazon Visa — 1.0%

Gas

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Southwest Rapid Rewards Premier Credit Card — 2.5%

Public transit

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Lyft

  1. Southwest Rapid Rewards Premier Credit Card — 3.8%
  2. Amazon Visa — 2.0%
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