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Chase Amazon Visa vs Instacart Mastercard

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Amazon Visa 1.0% 1% base rate
  2. Instacart Mastercard 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. Instacart Mastercard 2.0% 2%

Gas

  1. Amazon Visa 2.0% 2%
  2. Instacart Mastercard 2.0% 2%

Travel · portal

  1. Instacart Mastercard · Chase Travel 5.0% 5%
  2. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Instacart Mastercard 1.0% 1% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Instacart Mastercard 1.0% 1% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. Instacart Mastercard 1.0% 1% base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Instacart Mastercard 1.0% 1% base rate

What the numbers are doing

Where they differ: Amazon Visa takes amazon, whole foods market, public transit and rideshare & taxis. Instacart Mastercard wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAmazon Visa1.0%
DiningAmazon Visa2.0%
GasAmazon Visa2.0%
Travel · portalInstacart Mastercard · Chase Travel5.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Amazon Visa — 1.0%
  2. Instacart Mastercard — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. Instacart Mastercard — 2.0%

Gas

  1. Amazon Visa — 2.0%
  2. Instacart Mastercard — 2.0%

Travel · portal

  1. Instacart Mastercard · Chase Travel — 5.0%
  2. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Instacart Mastercard — 1.0%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Instacart Mastercard — 1.0%

Public transit

  1. Amazon Visa — 2.0%
  2. Instacart Mastercard — 1.0%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Instacart Mastercard — 1.0%
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