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Chase Amazon Visa vs Ink Business Unlimited

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Unlimited 1.5% 1.5% base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Lyft

  1. Ink Business Unlimited 5.0% 5%
  2. Amazon Visa 2.0% 2%

What the numbers are doing

Abroad the answer flips: Ink Business Unlimited charges a 3% foreign transaction fee, so once that comes off the rate Amazon Visa is the better card for everyday spend.

Where they differ: Ink Business Unlimited takes everything else and lyft; Amazon Visa takes dining, gas, amazon and whole foods market, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Unlimited1.5%
DiningAmazon Visa2.0%
GasAmazon Visa2.0%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%
LyftInk Business Unlimited5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Unlimited — 1.5%
  2. Amazon Visa — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. Ink Business Unlimited — 1.5%

Gas

  1. Amazon Visa — 2.0%
  2. Ink Business Unlimited — 1.5%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Ink Business Unlimited — 1.5%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Ink Business Unlimited — 1.5%

Public transit

  1. Amazon Visa — 2.0%
  2. Ink Business Unlimited — 1.5%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Ink Business Unlimited — 1.5%

Lyft

  1. Ink Business Unlimited — 5.0%
  2. Amazon Visa — 2.0%
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