Chase Amazon Visa vs Ink Business Premier
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Premier 2.0% 2% base rate
- Amazon Visa 1.0% 1% base rate
Dining
- Amazon Visa 2.0% 2%
- Ink Business Premier 2.0% 2% base rate
Gas
- Amazon Visa 2.0% 2%
- Ink Business Premier 2.0% 2% base rate
Travel · portal
- Ink Business Premier · Chase Travel 5.0% 5%
- Amazon Visa · Chase Travel 3.0% 3%
Amazon
- Amazon Visa 3.0% 3%
- Ink Business Premier 2.0% 2% base rate
Whole Foods Market
- Amazon Visa 3.0% 3%
- Ink Business Premier 2.0% 2% base rate
Public transit
- Amazon Visa 2.0% 2%
- Ink Business Premier 2.0% 2% base rate
Rideshare & taxis
- Amazon Visa 2.0% 2%
- Ink Business Premier 2.0% 2% base rate
Lyft
- Ink Business Premier 5.0% 5%
- Amazon Visa 2.0% 2%
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Ink Business Premier $195 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Premier takes everything else and lyft; Amazon Visa takes amazon and whole foods market.
| Category | Best card |
|---|---|
| Everything else | Ink Business Premier2.0% |
| Dining | Amazon Visa2.0% |
| Gas | Amazon Visa2.0% |
| Travel · portal | Ink Business Premier · Chase Travel5.0% |
| Amazon | Amazon Visa3.0% |
| Whole Foods Market | Amazon Visa3.0% |
| Public transit | Amazon Visa2.0% |
| Rideshare & taxis | Amazon Visa2.0% |
| Lyft | Ink Business Premier5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Premier — 2.0%
- Amazon Visa — 1.0%
Dining
- Amazon Visa — 2.0%
- Ink Business Premier — 2.0%
Gas
- Amazon Visa — 2.0%
- Ink Business Premier — 2.0%
Travel · portal
- Ink Business Premier · Chase Travel — 5.0%
- Amazon Visa · Chase Travel — 3.0%
Amazon
- Amazon Visa — 3.0%
- Ink Business Premier — 2.0%
Whole Foods Market
- Amazon Visa — 3.0%
- Ink Business Premier — 2.0%
Public transit
- Amazon Visa — 2.0%
- Ink Business Premier — 2.0%
Rideshare & taxis
- Amazon Visa — 2.0%
- Ink Business Premier — 2.0%
Lyft
- Ink Business Premier — 5.0%
- Amazon Visa — 2.0%
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