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Chase Amazon Visa vs Ink Business Preferred

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Preferred 2.1% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Ink Business Preferred 2.1% 1x base rate

Phone & internet

  1. Ink Business Preferred 6.2% 3x
  2. Amazon Visa 1.0% 1% base rate

Shipping

  1. Ink Business Preferred 6.2% 3x
  2. Amazon Visa 1.0% 1% base rate

Advertising

  1. Ink Business Preferred 6.2% 3x
  2. Amazon Visa 1.0% 1% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Ink Business Preferred 2.1% 1x base rate

Flights

  1. Ink Business Preferred 6.2% 3x
  2. Amazon Visa 1.0% 1% base rate

Hotels

  1. Ink Business Preferred 6.2% 3x
  2. Amazon Visa 1.0% 1% base rate

Lyft

  1. Ink Business Preferred 10.3% 5x
  2. Amazon Visa 2.0% 2%

What the numbers are doing

Ink Business Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 3 more; Amazon Visa takes amazon and whole foods market.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Preferred2.1%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Phone & internetInk Business Preferred6.2%
ShippingInk Business Preferred6.2%
AdvertisingInk Business Preferred6.2%
Whole Foods MarketAmazon Visa3.0%
FlightsInk Business Preferred6.2%
HotelsInk Business Preferred6.2%
LyftInk Business Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Preferred — 2.1%
  2. Amazon Visa — 1.0%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Ink Business Preferred — 2.1%

Phone & internet

  1. Ink Business Preferred — 6.2%
  2. Amazon Visa — 1.0%

Shipping

  1. Ink Business Preferred — 6.2%
  2. Amazon Visa — 1.0%

Advertising

  1. Ink Business Preferred — 6.2%
  2. Amazon Visa — 1.0%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Ink Business Preferred — 2.1%

Flights

  1. Ink Business Preferred — 6.2%
  2. Amazon Visa — 1.0%

Hotels

  1. Ink Business Preferred — 6.2%
  2. Amazon Visa — 1.0%

Lyft

  1. Ink Business Preferred — 10.3%
  2. Amazon Visa — 2.0%
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