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Chase Amazon Visa vs IHG One Rewards Premier Select Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Amazon Visa 2.0% 2%

Gas

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Travel

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Amazon Visa 1.0% 1% base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Amazon Visa 2.0% 2%

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and IHG One Rewards Premier Select Credit Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: IHG One Rewards Premier Select Credit Card takes everything else, dining, travel and rideshare & taxis; Amazon Visa takes gas, amazon, whole foods market and public transit.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Premier Select Credit Card1.8%
DiningIHG One Rewards Premier Select Credit Card3.6%
GasAmazon Visa2.0%
TravelIHG One Rewards Premier Select Credit Card3.6%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisIHG One Rewards Premier Select Credit Card3.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Premier Select Credit Card — 1.8%
  2. Amazon Visa — 1.0%

Dining

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Amazon Visa — 2.0%

Gas

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Travel

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Amazon Visa — 1.0%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Public transit

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Amazon Visa — 2.0%
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