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Chase Amazon Visa vs IHG One Rewards Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Credit Card 1.2% 2x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Credit Card 1.8% 3x

Groceries

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Amazon Visa 1.0% 1% base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Credit Card 1.8% 3x

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Streaming

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Amazon Visa 1.0% 1% base rate

Amazon

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Credit Card 1.2% 2x base rate

Phone & internet

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Amazon Visa 1.0% 1% base rate

Utilities

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Amazon Visa 1.0% 1% base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Credit Card 1.8% 3x

Public transit

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Credit Card 1.2% 2x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Credit Card 1.2% 2x base rate

What the numbers are doing

Where they differ: IHG One Rewards Credit Card takes everything else, groceries, streaming and phone & internet, plus 1 more; Amazon Visa takes dining, gas, amazon and whole foods market, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Credit Card1.2%
DiningAmazon Visa2.0%
GroceriesIHG One Rewards Credit Card1.8%
GasAmazon Visa2.0%
Travel · portalAmazon Visa · Chase Travel3.0%
StreamingIHG One Rewards Credit Card1.8%
AmazonAmazon Visa3.0%
Phone & internetIHG One Rewards Credit Card1.8%
UtilitiesIHG One Rewards Credit Card1.8%
Whole Foods MarketAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Credit Card — 1.2%
  2. Amazon Visa — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Credit Card — 1.8%

Groceries

  1. IHG One Rewards Credit Card — 1.8%
  2. Amazon Visa — 1.0%

Gas

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Credit Card — 1.8%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Streaming

  1. IHG One Rewards Credit Card — 1.8%
  2. Amazon Visa — 1.0%

Amazon

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Credit Card — 1.2%

Phone & internet

  1. IHG One Rewards Credit Card — 1.8%
  2. Amazon Visa — 1.0%

Utilities

  1. IHG One Rewards Credit Card — 1.8%
  2. Amazon Visa — 1.0%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Credit Card — 1.8%

Public transit

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Credit Card — 1.2%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Credit Card — 1.2%
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