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Chase Amazon Visa vs IHG One Rewards Premier

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Premier 1.8% 3x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. IHG One Rewards Premier 3.0% 5x
  2. Amazon Visa 2.0% 2%

Groceries

  1. IHG One Rewards Premier 3.0% 5x
  2. Amazon Visa 1.0% 1% base rate

Gas

  1. IHG One Rewards Premier 3.0% 5x
  2. Amazon Visa 2.0% 2%

Travel

  1. IHG One Rewards Premier 3.0% 5x
  2. Amazon Visa 1.0% 1% base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Premier 1.8% 3x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. IHG One Rewards Premier 3.0% 5x

Hotels

  1. IHG One Rewards Premier 6.0% 10x
  2. Amazon Visa 1.0% 1% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Premier 1.8% 3x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. IHG One Rewards Premier 1.8% 3x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and IHG One Rewards Premier $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: IHG One Rewards Premier takes everything else, dining, groceries and gas, plus 2 more; Amazon Visa takes amazon, public transit and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Premier1.8%
DiningIHG One Rewards Premier3.0%
GroceriesIHG One Rewards Premier3.0%
GasIHG One Rewards Premier3.0%
TravelIHG One Rewards Premier3.0%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
HotelsIHG One Rewards Premier6.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Premier — 1.8%
  2. Amazon Visa — 1.0%

Dining

  1. IHG One Rewards Premier — 3.0%
  2. Amazon Visa — 2.0%

Groceries

  1. IHG One Rewards Premier — 3.0%
  2. Amazon Visa — 1.0%

Gas

  1. IHG One Rewards Premier — 3.0%
  2. Amazon Visa — 2.0%

Travel

  1. IHG One Rewards Premier — 3.0%
  2. Amazon Visa — 1.0%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Premier — 1.8%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. IHG One Rewards Premier — 3.0%

Hotels

  1. IHG One Rewards Premier — 6.0%
  2. Amazon Visa — 1.0%

Public transit

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Premier — 1.8%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. IHG One Rewards Premier — 1.8%
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