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Chase Amazon Visa vs Iberia Visa Signature

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Iberia Visa Signature 1.4% 1x base rate
  2. Amazon Visa 1.0% 1% base rate

Dining

  1. Amazon Visa 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

Travel · portal

  1. Amazon Visa · Chase Travel 3.0% 3%

Amazon

  1. Amazon Visa 3.0% 3%
  2. Iberia Visa Signature 1.4% 1x base rate

Whole Foods Market

  1. Amazon Visa 3.0% 3%
  2. Iberia Visa Signature 1.4% 1x base rate

Hotels

  1. Iberia Visa Signature 2.8% 2x
  2. Amazon Visa 1.0% 1% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

What the numbers are doing

Iberia Visa Signature tops everything else at 1.4% only because this table values its points at 1.4 cents each. Value them at one cent and Amazon Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Amazon Visa $0 and Iberia Visa Signature $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Iberia Visa Signature takes everything else and hotels; Amazon Visa takes dining, gas, amazon and whole foods market, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIberia Visa Signature1.4%
DiningAmazon Visa2.0%
GasAmazon Visa2.0%
Travel · portalAmazon Visa · Chase Travel3.0%
AmazonAmazon Visa3.0%
Whole Foods MarketAmazon Visa3.0%
HotelsIberia Visa Signature2.8%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Iberia Visa Signature — 1.4%
  2. Amazon Visa — 1.0%

Dining

  1. Amazon Visa — 2.0%
  2. Iberia Visa Signature — 1.4%

Gas

  1. Amazon Visa — 2.0%
  2. Iberia Visa Signature — 1.4%

Travel · portal

  1. Amazon Visa · Chase Travel — 3.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Iberia Visa Signature — 1.4%

Whole Foods Market

  1. Amazon Visa — 3.0%
  2. Iberia Visa Signature — 1.4%

Hotels

  1. Iberia Visa Signature — 2.8%
  2. Amazon Visa — 1.0%

Public transit

  1. Amazon Visa — 2.0%
  2. Iberia Visa Signature — 1.4%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Iberia Visa Signature — 1.4%
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