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Chase Amazon Visa vs Freedom Flex

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Amazon Visa 1.0% 1% base rate
  2. Freedom Flex 1.0% 1% base rate

Dining

  1. Freedom Flex 7.0% 7%: 3% plus the rotating bonus this quarter
  2. Amazon Visa 2.0% 2%

Groceries

  1. Freedom Flex 5.0% 5%, rotating this quarter
  2. Amazon Visa 1.0% 1% base rate

Gas

  1. Amazon Visa 2.0% 2%
  2. Freedom Flex 1.0% 1% base rate

Travel · portal

  1. Freedom Flex · Chase Travel 5.0% 5%
  2. Amazon Visa · Chase Travel 3.0% 3%

Drugstores

  1. Freedom Flex 3.0% 3%
  2. Amazon Visa 1.0% 1% base rate

Amazon

  1. Amazon Visa 3.0% 3%
  2. Freedom Flex 1.0% 1% base rate

Public transit

  1. Amazon Visa 2.0% 2%
  2. Freedom Flex 1.0% 1% base rate

Rideshare & taxis

  1. Amazon Visa 2.0% 2%
  2. Freedom Flex 1.0% 1% base rate

What the numbers are doing

Freedom Flex wins dining at 7% because the rotating calendar is on it this quarter, stacked on the card's own 3%. The quarter ends December 31, 2026; after it the card earns 3% there, and no later quarter in the published calendar brings it back.

Where they differ: Freedom Flex takes dining, groceries and drugstores; Amazon Visa takes gas, amazon, public transit and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAmazon Visa1.0%
DiningFreedom Flex7.0%
GroceriesFreedom Flex5.0%
GasAmazon Visa2.0%
Travel · portalFreedom Flex · Chase Travel5.0%
DrugstoresFreedom Flex3.0%
AmazonAmazon Visa3.0%
Public transitAmazon Visa2.0%
Rideshare & taxisAmazon Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Amazon Visa — 1.0%
  2. Freedom Flex — 1.0%

Dining

  1. Freedom Flex — 7.0%
  2. Amazon Visa — 2.0%

Groceries

  1. Freedom Flex — 5.0%
  2. Amazon Visa — 1.0%

Gas

  1. Amazon Visa — 2.0%
  2. Freedom Flex — 1.0%

Travel · portal

  1. Freedom Flex · Chase Travel — 5.0%
  2. Amazon Visa · Chase Travel — 3.0%

Drugstores

  1. Freedom Flex — 3.0%
  2. Amazon Visa — 1.0%

Amazon

  1. Amazon Visa — 3.0%
  2. Freedom Flex — 1.0%

Public transit

  1. Amazon Visa — 2.0%
  2. Freedom Flex — 1.0%

Rideshare & taxis

  1. Amazon Visa — 2.0%
  2. Freedom Flex — 1.0%
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