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Chase Air Canada Aeroplan Card vs World of Hyatt Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. World of Hyatt Credit Card 1.7% 1x base rate
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Dining

  1. Air Canada Aeroplan Card 4.5% 3x
  2. World of Hyatt Credit Card 3.3% 2x

Groceries

  1. Air Canada Aeroplan Card 4.5% 3x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Gas

  1. Air Canada Aeroplan Card 3.0% 2x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Travel

  1. Air Canada Aeroplan Card 4.5% 3x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Ground transportation

  1. World of Hyatt Credit Card 3.3% 2x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Gyms

  1. World of Hyatt Credit Card 3.3% 2x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Hotels

  1. World of Hyatt Credit Card 6.6% 4x
  2. Air Canada Aeroplan Card 4.5% 3x

What the numbers are doing

World of Hyatt Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Air Canada Aeroplan Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Air Canada Aeroplan Card $195 and World of Hyatt Credit Card $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: World of Hyatt Credit Card takes everything else, ground transportation, gyms and hotels; Air Canada Aeroplan Card takes dining, groceries, gas and travel.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseWorld of Hyatt Credit Card1.7%
DiningAir Canada Aeroplan Card4.5%
GroceriesAir Canada Aeroplan Card4.5%
GasAir Canada Aeroplan Card3.0%
TravelAir Canada Aeroplan Card4.5%
Ground transportationWorld of Hyatt Credit Card3.3%
GymsWorld of Hyatt Credit Card3.3%
HotelsWorld of Hyatt Credit Card6.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. World of Hyatt Credit Card — 1.7%
  2. Air Canada Aeroplan Card — 1.5%

Dining

  1. Air Canada Aeroplan Card — 4.5%
  2. World of Hyatt Credit Card — 3.3%

Groceries

  1. Air Canada Aeroplan Card — 4.5%
  2. World of Hyatt Credit Card — 1.7%

Gas

  1. Air Canada Aeroplan Card — 3.0%
  2. World of Hyatt Credit Card — 1.7%

Travel

  1. Air Canada Aeroplan Card — 4.5%
  2. World of Hyatt Credit Card — 1.7%

Ground transportation

  1. World of Hyatt Credit Card — 3.3%
  2. Air Canada Aeroplan Card — 1.5%

Gyms

  1. World of Hyatt Credit Card — 3.3%
  2. Air Canada Aeroplan Card — 1.5%

Hotels

  1. World of Hyatt Credit Card — 6.6%
  2. Air Canada Aeroplan Card — 4.5%
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