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Chase Air Canada Aeroplan Card vs Instacart Mastercard

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Air Canada Aeroplan Card 1.5% 1x base rate
  2. Instacart Mastercard 1.0% 1% base rate

Dining

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Instacart Mastercard 2.0% 2%

Groceries

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Instacart Mastercard 1.0% 1% base rate

Gas

  1. Air Canada Aeroplan Card 3.0% 2x
  2. Instacart Mastercard 2.0% 2%

Travel

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Instacart Mastercard 1.0% 1% base rate

Travel · portal

  1. Instacart Mastercard · Chase Travel 5.0% 5%

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Air Canada Aeroplan Card $195 and Instacart Mastercard $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Air Canada Aeroplan Card takes everything else, dining, groceries and gas, plus 1 more. Instacart Mastercard wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAir Canada Aeroplan Card1.5%
DiningAir Canada Aeroplan Card4.5%
GroceriesAir Canada Aeroplan Card4.5%
GasAir Canada Aeroplan Card3.0%
TravelAir Canada Aeroplan Card4.5%
Travel · portalInstacart Mastercard · Chase Travel5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Air Canada Aeroplan Card — 1.5%
  2. Instacart Mastercard — 1.0%

Dining

  1. Air Canada Aeroplan Card — 4.5%
  2. Instacart Mastercard — 2.0%

Groceries

  1. Air Canada Aeroplan Card — 4.5%
  2. Instacart Mastercard — 1.0%

Gas

  1. Air Canada Aeroplan Card — 3.0%
  2. Instacart Mastercard — 2.0%

Travel

  1. Air Canada Aeroplan Card — 4.5%
  2. Instacart Mastercard — 1.0%

Travel · portal

  1. Instacart Mastercard · Chase Travel — 5.0%
Add to Apple Wallet

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iPhone app · not yet released

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Open this ranking in the generator

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