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Chase Air Canada Aeroplan Card vs Ink Business Preferred

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Preferred 2.1% 1x base rate
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Dining

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Ink Business Preferred 2.1% 1x base rate

Groceries

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Ink Business Preferred 2.1% 1x base rate

Gas

  1. Air Canada Aeroplan Card 3.0% 2x
  2. Ink Business Preferred 2.1% 1x base rate

Travel

  1. Air Canada Aeroplan Card 4.5% 3x
  2. Ink Business Preferred 2.1% 1x base rate

Phone & internet

  1. Ink Business Preferred 6.2% 3x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Shipping

  1. Ink Business Preferred 6.2% 3x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Advertising

  1. Ink Business Preferred 6.2% 3x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

Flights

  1. Ink Business Preferred 6.2% 3x
  2. Air Canada Aeroplan Card 4.5% 3x

Hotels

  1. Ink Business Preferred 6.2% 3x
  2. Air Canada Aeroplan Card 4.5% 3x

Lyft

  1. Ink Business Preferred 10.3% 5x
  2. Air Canada Aeroplan Card 1.5% 1x base rate

What the numbers are doing

Ink Business Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Air Canada Aeroplan Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Air Canada Aeroplan Card $195 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 3 more; Air Canada Aeroplan Card takes dining, groceries, gas and travel.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Preferred2.1%
DiningAir Canada Aeroplan Card4.5%
GroceriesAir Canada Aeroplan Card4.5%
GasAir Canada Aeroplan Card3.0%
TravelAir Canada Aeroplan Card4.5%
Phone & internetInk Business Preferred6.2%
ShippingInk Business Preferred6.2%
AdvertisingInk Business Preferred6.2%
FlightsInk Business Preferred6.2%
HotelsInk Business Preferred6.2%
LyftInk Business Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Preferred — 2.1%
  2. Air Canada Aeroplan Card — 1.5%

Dining

  1. Air Canada Aeroplan Card — 4.5%
  2. Ink Business Preferred — 2.1%

Groceries

  1. Air Canada Aeroplan Card — 4.5%
  2. Ink Business Preferred — 2.1%

Gas

  1. Air Canada Aeroplan Card — 3.0%
  2. Ink Business Preferred — 2.1%

Travel

  1. Air Canada Aeroplan Card — 4.5%
  2. Ink Business Preferred — 2.1%

Phone & internet

  1. Ink Business Preferred — 6.2%
  2. Air Canada Aeroplan Card — 1.5%

Shipping

  1. Ink Business Preferred — 6.2%
  2. Air Canada Aeroplan Card — 1.5%

Advertising

  1. Ink Business Preferred — 6.2%
  2. Air Canada Aeroplan Card — 1.5%

Flights

  1. Ink Business Preferred — 6.2%
  2. Air Canada Aeroplan Card — 4.5%

Hotels

  1. Ink Business Preferred — 6.2%
  2. Air Canada Aeroplan Card — 4.5%

Lyft

  1. Ink Business Preferred — 10.3%
  2. Air Canada Aeroplan Card — 1.5%
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