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Chase Aer Lingus Visa Signature vs United Gateway Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Aer Lingus Visa Signature 1.4% 1x base rate
  2. United Gateway Card 1.2% 1x base rate

Gas

  1. United Gateway Card 2.4% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Hotels

  1. Aer Lingus Visa Signature 2.8% 2x
  2. United Gateway Card 1.2% 1x base rate

Public transit

  1. United Gateway Card 2.4% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Rideshare & taxis

  1. United Gateway Card 2.4% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Tolls

  1. United Gateway Card 2.4% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Aer Lingus Visa Signature $95 and United Gateway Card $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Aer Lingus Visa Signature takes everything else and hotels; United Gateway Card takes gas, public transit, rideshare & taxis and tolls.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAer Lingus Visa Signature1.4%
GasUnited Gateway Card2.4%
HotelsAer Lingus Visa Signature2.8%
Public transitUnited Gateway Card2.4%
Rideshare & taxisUnited Gateway Card2.4%
TollsUnited Gateway Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Aer Lingus Visa Signature — 1.4%
  2. United Gateway Card — 1.2%

Gas

  1. United Gateway Card — 2.4%
  2. Aer Lingus Visa Signature — 1.4%

Hotels

  1. Aer Lingus Visa Signature — 2.8%
  2. United Gateway Card — 1.2%

Public transit

  1. United Gateway Card — 2.4%
  2. Aer Lingus Visa Signature — 1.4%

Rideshare & taxis

  1. United Gateway Card — 2.4%
  2. Aer Lingus Visa Signature — 1.4%

Tolls

  1. United Gateway Card — 2.4%
  2. Aer Lingus Visa Signature — 1.4%
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