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Chase Aer Lingus Visa Signature vs United Club Business Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Club Business Card 1.8% 1.5x base rate
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Hotels

  1. Aer Lingus Visa Signature 2.8% 2x
  2. United Club Business Card 1.8% 1.5x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Aer Lingus Visa Signature $95 and United Club Business Card $695 a year, so a thin lead in one category may not cover the difference.

Where they differ: United Club Business Card takes everything else; Aer Lingus Visa Signature takes hotels.

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Pass content preview
CategoryBest card
Everything elseUnited Club Business Card1.8%
HotelsAer Lingus Visa Signature2.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Club Business Card — 1.8%
  2. Aer Lingus Visa Signature — 1.4%

Hotels

  1. Aer Lingus Visa Signature — 2.8%
  2. United Club Business Card — 1.8%
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