pointslip milestomorrow.com

Chase Aer Lingus Visa Signature vs Southwest Rapid Rewards Performance Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Aer Lingus Visa Signature 1.4% 1x base rate
  2. Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Hotels

  1. Aer Lingus Visa Signature 2.8% 2x
  2. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card 6.3% 5x
  2. Aer Lingus Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Aer Lingus Visa Signature $95 and Southwest Rapid Rewards Performance Business Credit Card $299 a year, so a thin lead in one category may not cover the difference.

Where they differ: Aer Lingus Visa Signature takes everything else and hotels; Southwest Rapid Rewards Performance Business Credit Card takes dining, gas, public transit and rideshare & taxis, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAer Lingus Visa Signature1.4%
DiningSouthwest Rapid Rewards Performance Business Credit Card2.5%
GasSouthwest Rapid Rewards Performance Business Credit Card2.5%
HotelsAer Lingus Visa Signature2.8%
Public transitSouthwest Rapid Rewards Performance Business Credit Card2.5%
Rideshare & taxisSouthwest Rapid Rewards Performance Business Credit Card2.5%
LyftSouthwest Rapid Rewards Performance Business Credit Card6.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Aer Lingus Visa Signature — 1.4%
  2. Southwest Rapid Rewards Performance Business Credit Card — 1.3%

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Aer Lingus Visa Signature — 1.4%

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Aer Lingus Visa Signature — 1.4%

Hotels

  1. Aer Lingus Visa Signature — 2.8%
  2. Southwest Rapid Rewards Performance Business Credit Card — 2.5%

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Aer Lingus Visa Signature — 1.4%

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Aer Lingus Visa Signature — 1.4%

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card — 6.3%
  2. Aer Lingus Visa Signature — 1.4%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.