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Chase Aer Lingus Visa Signature vs Ink Business Cash

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Aer Lingus Visa Signature 1.4% 1x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Ink Business Cash 2.0% 2%
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Gas

  1. Ink Business Cash 2.0% 2%
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Aer Lingus Visa Signature 1.4% 1x base rate

Hotels

  1. Aer Lingus Visa Signature 2.8% 2x
  2. Ink Business Cash 1.0% 1% base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Aer Lingus Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Aer Lingus Visa Signature $95 and Ink Business Cash $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Aer Lingus Visa Signature takes everything else and hotels; Ink Business Cash takes dining, gas, phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAer Lingus Visa Signature1.4%
DiningInk Business Cash2.0%
GasInk Business Cash2.0%
Phone & internetInk Business Cash5.0%
HotelsAer Lingus Visa Signature2.8%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Aer Lingus Visa Signature — 1.4%
  2. Ink Business Cash — 1.0%

Dining

  1. Ink Business Cash — 2.0%
  2. Aer Lingus Visa Signature — 1.4%

Gas

  1. Ink Business Cash — 2.0%
  2. Aer Lingus Visa Signature — 1.4%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Aer Lingus Visa Signature — 1.4%

Hotels

  1. Aer Lingus Visa Signature — 2.8%
  2. Ink Business Cash — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. Aer Lingus Visa Signature — 1.4%
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