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Capital One Venture Business vs VentureOne Rewards

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Venture Business 3.7% 2x base rate
  2. VentureOne Rewards 2.3% 1.25x base rate

Hotels · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x
  2. VentureOne Rewards · Capital One Travel 9.3% 5x

Car rental · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x
  2. VentureOne Rewards · Capital One Travel 9.3% 5x

Vacation rentals · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x
  2. VentureOne Rewards · Capital One Travel 9.3% 5x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Venture Business $95 and VentureOne Rewards $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Venture Business takes everything else. VentureOne Rewards wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseVenture Business3.7%
Hotels · portalVenture Business · Capital One Business Travel9.3%
Car rental · portalVenture Business · Capital One Business Travel9.3%
Vacation rentals · portalVenture Business · Capital One Business Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Venture Business — 3.7%
  2. VentureOne Rewards — 2.3%

Hotels · portal

  1. Venture Business · Capital One Business Travel — 9.3%
  2. VentureOne Rewards · Capital One Travel — 9.3%

Car rental · portal

  1. Venture Business · Capital One Business Travel — 9.3%
  2. VentureOne Rewards · Capital One Travel — 9.3%

Vacation rentals · portal

  1. Venture Business · Capital One Business Travel — 9.3%
  2. VentureOne Rewards · Capital One Travel — 9.3%
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