Capital One Venture Business vs Venture X Business
Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Venture Business 3.7% 2x base rate
- Venture X Business 3.7% 2x base rate
Flights · portal
- Venture X Business · Capital One Business Travel 9.3% 5x
Hotels · portal
- Venture X Business · Capital One Business Travel 18.5% 10x
- Venture Business · Capital One Business Travel 9.3% 5x
Car rental · portal
- Venture X Business · Capital One Business Travel 18.5% 10x
- Venture Business · Capital One Business Travel 9.3% 5x
Vacation rentals · portal
- Venture Business · Capital One Business Travel 9.3% 5x
- Venture X Business · Capital One Business Travel 9.3% 5x
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Venture Business $95 and Venture X Business $395 a year, so a thin lead in one category may not cover the difference.
These cards return the same effective rate in all 60 categories, so the ranking cannot separate them. Pick on annual fee instead: Venture Business $95, Venture X Business $395.
| Category | Best card |
|---|---|
| Everything else | Venture Business3.7% |
| Flights · portal | Venture X Business · Capital One Business Travel9.3% |
| Hotels · portal | Venture X Business · Capital One Business Travel18.5% |
| Car rental · portal | Venture X Business · Capital One Business Travel18.5% |
| Vacation rentals · portal | Venture Business · Capital One Business Travel9.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Venture Business — 3.7%
- Venture X Business — 3.7%
Flights · portal
- Venture X Business · Capital One Business Travel — 9.3%
Hotels · portal
- Venture X Business · Capital One Business Travel — 18.5%
- Venture Business · Capital One Business Travel — 9.3%
Car rental · portal
- Venture X Business · Capital One Business Travel — 18.5%
- Venture Business · Capital One Business Travel — 9.3%
Vacation rentals · portal
- Venture Business · Capital One Business Travel — 9.3%
- Venture X Business · Capital One Business Travel — 9.3%
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