pointslip milestomorrow.com

Capital One Spark Cash Select vs VentureOne Business

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. VentureOne Business 2.8% 1.5x base rate
  2. Spark Cash Select 1.5% 1.5% base rate

Hotels · portal

  1. VentureOne Business · Capital One Business Travel 9.3% 5x
  2. Spark Cash Select · Capital One Business Travel 5.0% 5%

Car rental · portal

  1. VentureOne Business · Capital One Business Travel 9.3% 5x
  2. Spark Cash Select · Capital One Business Travel 5.0% 5%

What the numbers are doing

VentureOne Business tops everything else at 2.8% only because this table values its points at 1.85 cents each. Value them at one cent and Spark Cash Select wins that category instead.

Where they differ: VentureOne Business takes everything else. Spark Cash Select wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseVentureOne Business2.8%
Hotels · portalVentureOne Business · Capital One Business Travel9.3%
Car rental · portalVentureOne Business · Capital One Business Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. VentureOne Business — 2.8%
  2. Spark Cash Select — 1.5%

Hotels · portal

  1. VentureOne Business · Capital One Business Travel — 9.3%
  2. Spark Cash Select · Capital One Business Travel — 5.0%

Car rental · portal

  1. VentureOne Business · Capital One Business Travel — 9.3%
  2. Spark Cash Select · Capital One Business Travel — 5.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.