Capital One Spark Cash Plus vs Spark Cash Select
Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Spark Cash Plus 2.0% 2% base rate
- Spark Cash Select 1.5% 1.5% base rate
Hotels · portal
- Spark Cash Plus · Capital One Business Travel 5.0% 5%
- Spark Cash Select · Capital One Business Travel 5.0% 5%
Car rental · portal
- Spark Cash Plus · Capital One Business Travel 5.0% 5%
- Spark Cash Select · Capital One Business Travel 5.0% 5%
Vacation rentals · portal
- Spark Cash Plus · Capital One Business Travel 5.0% 5%
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Spark Cash Plus $150 and Spark Cash Select $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Spark Cash Plus takes everything else. Spark Cash Select wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Spark Cash Plus2.0% |
| Hotels · portal | Spark Cash Plus · Capital One Business Travel5.0% |
| Car rental · portal | Spark Cash Plus · Capital One Business Travel5.0% |
| Vacation rentals · portal | Spark Cash Plus · Capital One Business Travel5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Spark Cash Plus — 2.0%
- Spark Cash Select — 1.5%
Hotels · portal
- Spark Cash Plus · Capital One Business Travel — 5.0%
- Spark Cash Select · Capital One Business Travel — 5.0%
Car rental · portal
- Spark Cash Plus · Capital One Business Travel — 5.0%
- Spark Cash Select · Capital One Business Travel — 5.0%
Vacation rentals · portal
- Spark Cash Plus · Capital One Business Travel — 5.0%
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