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Capital One Savor Rewards for Students vs VentureOne Business

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. VentureOne Business 2.8% 1.5x base rate
  2. Savor Rewards for Students 1.0% 1% base rate

Dining

  1. Savor Rewards for Students 3.0% 3%
  2. VentureOne Business 2.8% 1.5x base rate

Groceries

  1. Savor Rewards for Students 3.0% 3%
  2. VentureOne Business 2.8% 1.5x base rate

Streaming

  1. Savor Rewards for Students 3.0% 3%
  2. VentureOne Business 2.8% 1.5x base rate

Entertainment

  1. Savor Rewards for Students 3.0% 3%
  2. VentureOne Business 2.8% 1.5x base rate

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment 8.0% 8%

Hotels · portal

  1. VentureOne Business · Capital One Business Travel 9.3% 5x

Car rental · portal

  1. VentureOne Business · Capital One Business Travel 9.3% 5x

What the numbers are doing

Where they differ: VentureOne Business takes everything else; Savor Rewards for Students takes dining, groceries, streaming and entertainment.

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Pass content preview
CategoryBest card
Everything elseVentureOne Business2.8%
DiningSavor Rewards for Students3.0%
GroceriesSavor Rewards for Students3.0%
StreamingSavor Rewards for Students3.0%
EntertainmentSavor Rewards for Students3.0%
Entertainment · portalSavor Rewards for Students · Capital One Entertainment8.0%
Hotels · portalVentureOne Business · Capital One Business Travel9.3%
Car rental · portalVentureOne Business · Capital One Business Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. VentureOne Business — 2.8%
  2. Savor Rewards for Students — 1.0%

Dining

  1. Savor Rewards for Students — 3.0%
  2. VentureOne Business — 2.8%

Groceries

  1. Savor Rewards for Students — 3.0%
  2. VentureOne Business — 2.8%

Streaming

  1. Savor Rewards for Students — 3.0%
  2. VentureOne Business — 2.8%

Entertainment

  1. Savor Rewards for Students — 3.0%
  2. VentureOne Business — 2.8%

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment — 8.0%

Hotels · portal

  1. VentureOne Business · Capital One Business Travel — 9.3%

Car rental · portal

  1. VentureOne Business · Capital One Business Travel — 9.3%
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