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Capital One Savor Rewards for Students vs Venture X

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Venture X 3.7% 2x base rate
  2. Savor Rewards for Students 1.0% 1% base rate

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment 8.0% 8%

Flights · portal

  1. Venture X · Capital One Travel 9.3% 5x

Hotels · portal

  1. Venture X · Capital One Travel 18.5% 10x

Car rental · portal

  1. Venture X · Capital One Travel 18.5% 10x

Vacation rentals · portal

  1. Venture X · Capital One Travel 9.3% 5x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Savor Rewards for Students $0 and Venture X $395 a year, so a thin lead in one category may not cover the difference.

Where they differ: Venture X takes everything else. Savor Rewards for Students wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseVenture X3.7%
Entertainment · portalSavor Rewards for Students · Capital One Entertainment8.0%
Flights · portalVenture X · Capital One Travel9.3%
Hotels · portalVenture X · Capital One Travel18.5%
Car rental · portalVenture X · Capital One Travel18.5%
Vacation rentals · portalVenture X · Capital One Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Venture X — 3.7%
  2. Savor Rewards for Students — 1.0%

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment — 8.0%

Flights · portal

  1. Venture X · Capital One Travel — 9.3%

Hotels · portal

  1. Venture X · Capital One Travel — 18.5%

Car rental · portal

  1. Venture X · Capital One Travel — 18.5%

Vacation rentals · portal

  1. Venture X · Capital One Travel — 9.3%
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