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Capital One Savor Rewards for Students vs Venture Business

Both are Capital One cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Venture Business 3.7% 2x base rate
  2. Savor Rewards for Students 1.0% 1% base rate

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment 8.0% 8%

Hotels · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x

Car rental · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x

Vacation rentals · portal

  1. Venture Business · Capital One Business Travel 9.3% 5x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Savor Rewards for Students $0 and Venture Business $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Venture Business takes everything else. Savor Rewards for Students wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elseVenture Business3.7%
Entertainment · portalSavor Rewards for Students · Capital One Entertainment8.0%
Hotels · portalVenture Business · Capital One Business Travel9.3%
Car rental · portalVenture Business · Capital One Business Travel9.3%
Vacation rentals · portalVenture Business · Capital One Business Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Venture Business — 3.7%
  2. Savor Rewards for Students — 1.0%

Entertainment · portal

  1. Savor Rewards for Students · Capital One Entertainment — 8.0%

Hotels · portal

  1. Venture Business · Capital One Business Travel — 9.3%

Car rental · portal

  1. Venture Business · Capital One Business Travel — 9.3%

Vacation rentals · portal

  1. Venture Business · Capital One Business Travel — 9.3%
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