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The Capital One No-Annual-Fee Duo, ranked

Capital One VentureOne Rewards, Savor — every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. VentureOne Rewards 2.3% 1.25x base rate
  2. Savor 1.0% 1% base rate

Dining

  1. Savor 3.0% 3%
  2. VentureOne Rewards 2.3% 1.25x base rate

Groceries

  1. Savor 3.0% 3%
  2. VentureOne Rewards 2.3% 1.25x base rate

Streaming

  1. Savor 3.0% 3%
  2. VentureOne Rewards 2.3% 1.25x base rate

Entertainment

  1. Savor 3.0% 3%
  2. VentureOne Rewards 2.3% 1.25x base rate

Entertainment · portal

  1. Savor · Capital One Entertainment 8.0% 8%

Hotels · portal

  1. VentureOne Rewards · Capital One Travel 9.3% 5x
  2. Savor · Capital One Travel 5.0% 5%

Car rental · portal

  1. VentureOne Rewards · Capital One Travel 9.3% 5x
  2. Savor · Capital One Travel 5.0% 5%

Vacation rentals · portal

  1. VentureOne Rewards · Capital One Travel 9.3% 5x
  2. Savor · Capital One Travel 5.0% 5%

What the numbers are doing

Where they differ: VentureOne Rewards takes everything else; Savor takes dining, groceries, streaming and entertainment.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseVentureOne Rewards2.3%
DiningSavor3.0%
GroceriesSavor3.0%
StreamingSavor3.0%
EntertainmentSavor3.0%
Entertainment · portalSavor · Capital One Entertainment8.0%
Hotels · portalVentureOne Rewards · Capital One Travel9.3%
Car rental · portalVentureOne Rewards · Capital One Travel9.3%
Vacation rentals · portalVentureOne Rewards · Capital One Travel9.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. VentureOne Rewards — 2.3%
  2. Savor — 1.0%

Dining

  1. Savor — 3.0%
  2. VentureOne Rewards — 2.3%

Groceries

  1. Savor — 3.0%
  2. VentureOne Rewards — 2.3%

Streaming

  1. Savor — 3.0%
  2. VentureOne Rewards — 2.3%

Entertainment

  1. Savor — 3.0%
  2. VentureOne Rewards — 2.3%

Entertainment · portal

  1. Savor · Capital One Entertainment — 8.0%

Hotels · portal

  1. VentureOne Rewards · Capital One Travel — 9.3%
  2. Savor · Capital One Travel — 5.0%

Car rental · portal

  1. VentureOne Rewards · Capital One Travel — 9.3%
  2. Savor · Capital One Travel — 5.0%

Vacation rentals · portal

  1. VentureOne Rewards · Capital One Travel — 9.3%
  2. Savor · Capital One Travel — 5.0%
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