The Capital One Dynamic Duo, ranked
Capital One Venture X, Savor — every spend category, ranked by what each card actually returns.
Everything else
- Venture X 3.7% 2x base rate
- Savor 1.0% 1% base rate
Entertainment · portal
- Savor · Capital One Entertainment 8.0% 8%
Flights · portal
- Venture X · Capital One Travel 9.3% 5x
Hotels · portal
- Venture X · Capital One Travel 18.5% 10x
- Savor · Capital One Travel 5.0% 5%
Car rental · portal
- Venture X · Capital One Travel 18.5% 10x
- Savor · Capital One Travel 5.0% 5%
Vacation rentals · portal
- Venture X · Capital One Travel 9.3% 5x
- Savor · Capital One Travel 5.0% 5%
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Venture X $395 and Savor $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Venture X takes everything else. Savor wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Venture X3.7% |
| Entertainment · portal | Savor · Capital One Entertainment8.0% |
| Flights · portal | Venture X · Capital One Travel9.3% |
| Hotels · portal | Venture X · Capital One Travel18.5% |
| Car rental · portal | Venture X · Capital One Travel18.5% |
| Vacation rentals · portal | Venture X · Capital One Travel9.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Venture X — 3.7%
- Savor — 1.0%
Entertainment · portal
- Savor · Capital One Entertainment — 8.0%
Flights · portal
- Venture X · Capital One Travel — 9.3%
Hotels · portal
- Venture X · Capital One Travel — 18.5%
- Savor · Capital One Travel — 5.0%
Car rental · portal
- Venture X · Capital One Travel — 18.5%
- Savor · Capital One Travel — 5.0%
Vacation rentals · portal
- Venture X · Capital One Travel — 9.3%
- Savor · Capital One Travel — 5.0%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.