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Bank of America Business Advantage Customized Cash Rewards vs Premium Rewards Elite

Both are Bank of America cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Premium Rewards Elite 1.5% 1.5x base rate
  2. Business Advantage Customized Cash Rewards 1.0% 1% base rate

Dining

  1. Business Advantage Customized Cash Rewards 2.0% 2%
  2. Premium Rewards Elite 2.0% 2x

Flights

  1. Premium Rewards Elite 2.0% 2x
  2. Business Advantage Customized Cash Rewards 1.0% 1% base rate

Hotels

  1. Premium Rewards Elite 2.0% 2x
  2. Business Advantage Customized Cash Rewards 1.0% 1% base rate

What the numbers are doing

Business Advantage Customized Cash Rewards lets you choose one category to earn 3% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

The table is earn rate only — annual fees are not netted out of it. These cards charge Business Advantage Customized Cash Rewards $0 and Premium Rewards Elite $550 a year, so a thin lead in one category may not cover the difference.

Where they differ: Premium Rewards Elite takes everything else, flights and hotels. Business Advantage Customized Cash Rewards wins nothing outright in this wallet.

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Pass content preview
CategoryBest card
Everything elsePremium Rewards Elite1.5%
DiningBusiness Advantage Customized Cash Rewards2.0%
FlightsPremium Rewards Elite2.0%
HotelsPremium Rewards Elite2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Premium Rewards Elite — 1.5%
  2. Business Advantage Customized Cash Rewards — 1.0%

Dining

  1. Business Advantage Customized Cash Rewards — 2.0%
  2. Premium Rewards Elite — 2.0%

Flights

  1. Premium Rewards Elite — 2.0%
  2. Business Advantage Customized Cash Rewards — 1.0%

Hotels

  1. Premium Rewards Elite — 2.0%
  2. Business Advantage Customized Cash Rewards — 1.0%
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iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

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