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Bank of America Business Advantage Customized Cash Rewards vs Customized Cash Rewards

Both are Bank of America cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Business Advantage Customized Cash Rewards 1.0% 1% base rate
  2. Customized Cash Rewards 1.0% 1% base rate

Dining

  1. Business Advantage Customized Cash Rewards 2.0% 2%
  2. Customized Cash Rewards 1.0% 1% base rate

Groceries

  1. Customized Cash Rewards 2.0% 2%
  2. Business Advantage Customized Cash Rewards 1.0% 1% base rate

Wholesale clubs

  1. Customized Cash Rewards 2.0% 2%
  2. Business Advantage Customized Cash Rewards 1.0% 1% base rate

What the numbers are doing

Business Advantage Customized Cash Rewards lets you choose one category to earn 3% on. This table assumes nothing is chosen yet, so it earns its base rate everywhere; choose in the generator to see where it lands.

Where they differ: Business Advantage Customized Cash Rewards takes dining; Customized Cash Rewards takes groceries and wholesale clubs.

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Pass content preview
CategoryBest card
Everything elseBusiness Advantage Customized Cash Rewards1.0%
DiningBusiness Advantage Customized Cash Rewards2.0%
GroceriesCustomized Cash Rewards2.0%
Wholesale clubsCustomized Cash Rewards2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Business Advantage Customized Cash Rewards — 1.0%
  2. Customized Cash Rewards — 1.0%

Dining

  1. Business Advantage Customized Cash Rewards — 2.0%
  2. Customized Cash Rewards — 1.0%

Groceries

  1. Customized Cash Rewards — 2.0%
  2. Business Advantage Customized Cash Rewards — 1.0%

Wholesale clubs

  1. Customized Cash Rewards — 2.0%
  2. Business Advantage Customized Cash Rewards — 1.0%
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