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Bank of America Atmos Rewards Ascent Visa Signature vs Atmos Rewards Visa Signature Business Card

Both are Bank of America cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Atmos Rewards Ascent Visa Signature 1.6% 1x base rate
  2. Atmos Rewards Visa Signature Business Card 1.6% 1x base rate

Gas

  1. Atmos Rewards Ascent Visa Signature 3.1% 2x
  2. Atmos Rewards Visa Signature Business Card 3.1% 2x

Streaming

  1. Atmos Rewards Ascent Visa Signature 3.1% 2x
  2. Atmos Rewards Visa Signature Business Card 1.6% 1x base rate

Phone & internet

  1. Atmos Rewards Ascent Visa Signature 3.1% 2x
  2. Atmos Rewards Visa Signature Business Card 1.6% 1x base rate

Shipping

  1. Atmos Rewards Visa Signature Business Card 3.1% 2x
  2. Atmos Rewards Ascent Visa Signature 1.6% 1x base rate

Flights

  1. Atmos Rewards Ascent Visa Signature 4.7% 3x
  2. Atmos Rewards Visa Signature Business Card 4.7% 3x

Public transit

  1. Atmos Rewards Ascent Visa Signature 3.1% 2x
  2. Atmos Rewards Visa Signature Business Card 3.1% 2x

Rideshare & taxis

  1. Atmos Rewards Ascent Visa Signature 3.1% 2x
  2. Atmos Rewards Visa Signature Business Card 3.1% 2x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Atmos Rewards Ascent Visa Signature $95 and Atmos Rewards Visa Signature Business Card $70 a year, so a thin lead in one category may not cover the difference.

Where they differ: Atmos Rewards Ascent Visa Signature takes streaming and phone & internet; Atmos Rewards Visa Signature Business Card takes shipping.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAtmos Rewards Ascent Visa Signature1.6%
GasAtmos Rewards Ascent Visa Signature3.1%
StreamingAtmos Rewards Ascent Visa Signature3.1%
Phone & internetAtmos Rewards Ascent Visa Signature3.1%
ShippingAtmos Rewards Visa Signature Business Card3.1%
FlightsAtmos Rewards Ascent Visa Signature4.7%
Public transitAtmos Rewards Ascent Visa Signature3.1%
Rideshare & taxisAtmos Rewards Ascent Visa Signature3.1%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Atmos Rewards Ascent Visa Signature — 1.6%
  2. Atmos Rewards Visa Signature Business Card — 1.6%

Gas

  1. Atmos Rewards Ascent Visa Signature — 3.1%
  2. Atmos Rewards Visa Signature Business Card — 3.1%

Streaming

  1. Atmos Rewards Ascent Visa Signature — 3.1%
  2. Atmos Rewards Visa Signature Business Card — 1.6%

Phone & internet

  1. Atmos Rewards Ascent Visa Signature — 3.1%
  2. Atmos Rewards Visa Signature Business Card — 1.6%

Shipping

  1. Atmos Rewards Visa Signature Business Card — 3.1%
  2. Atmos Rewards Ascent Visa Signature — 1.6%

Flights

  1. Atmos Rewards Ascent Visa Signature — 4.7%
  2. Atmos Rewards Visa Signature Business Card — 4.7%

Public transit

  1. Atmos Rewards Ascent Visa Signature — 3.1%
  2. Atmos Rewards Visa Signature Business Card — 3.1%

Rideshare & taxis

  1. Atmos Rewards Ascent Visa Signature — 3.1%
  2. Atmos Rewards Visa Signature Business Card — 3.1%
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