Column N.A. Bilt Blue Card vs Bilt Palladium Card
Both are Column N.A. cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Bilt Palladium Card 4.4% 2x base rate
- Bilt Blue Card 2.2% 1x base rate
Lyft
- Bilt Palladium Card 8.8% 4x
- Bilt Blue Card 6.6% 3x
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Bilt Blue Card $0 and Bilt Palladium Card $495 a year, so a thin lead in one category may not cover the difference.
Where they differ: Bilt Palladium Card takes everything else and lyft. Bilt Blue Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Bilt Palladium Card4.4% |
| Lyft | Bilt Palladium Card8.8% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Bilt Palladium Card — 4.4%
- Bilt Blue Card — 2.2%
Lyft
- Bilt Palladium Card — 8.8%
- Bilt Blue Card — 6.6%
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