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Barclays Upromise World Mastercard vs Wyndham Rewards Earner Plus Card

Both are Barclays cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Nov 11

Everything else

  1. Upromise World Mastercard 1.3% 1.25% base rate
  2. Wyndham Rewards Earner Plus Card 0.6% 1x base rate

Dining

  1. Wyndham Rewards Earner Plus Card 2.2% 4x
  2. Upromise World Mastercard 1.3% 1.25% base rate

Groceries

  1. Wyndham Rewards Earner Plus Card 2.2% 4x
  2. Upromise World Mastercard 1.3% 1.25% base rate

Travel

  1. Wyndham Rewards Earner Plus Card 2.2% 4x
  2. Upromise World Mastercard 1.3% 1.25% base rate

Hotels

  1. Wyndham Rewards Earner Plus Card 3.3% 6x
  2. Upromise World Mastercard 1.3% 1.25% base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Upromise World Mastercard $0 and Wyndham Rewards Earner Plus Card $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Upromise World Mastercard takes everything else; Wyndham Rewards Earner Plus Card takes dining, groceries, travel and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUpromise World Mastercard1.3%
DiningWyndham Rewards Earner Plus Card2.2%
GroceriesWyndham Rewards Earner Plus Card2.2%
TravelWyndham Rewards Earner Plus Card2.2%
HotelsWyndham Rewards Earner Plus Card3.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Upromise World Mastercard — 1.3%
  2. Wyndham Rewards Earner Plus Card — 0.6%

Dining

  1. Wyndham Rewards Earner Plus Card — 2.2%
  2. Upromise World Mastercard — 1.3%

Groceries

  1. Wyndham Rewards Earner Plus Card — 2.2%
  2. Upromise World Mastercard — 1.3%

Travel

  1. Wyndham Rewards Earner Plus Card — 2.2%
  2. Upromise World Mastercard — 1.3%

Hotels

  1. Wyndham Rewards Earner Plus Card — 3.3%
  2. Upromise World Mastercard — 1.3%
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