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Barclays AARP Essential Rewards Mastercard from Barclays vs Wyndham Rewards Earner Premier Card

Both are Barclays cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. AARP Essential Rewards Mastercard from Barclays 1.0% 1% base rate
  2. Wyndham Rewards Earner Premier Card 0.6% 1x base rate

Dining

  1. Wyndham Rewards Earner Premier Card 2.2% 4x
  2. AARP Essential Rewards Mastercard from Barclays 1.0% 1% base rate

Groceries

  1. Wyndham Rewards Earner Premier Card 2.2% 4x
  2. AARP Essential Rewards Mastercard from Barclays 1.0% 1% base rate

Gas

  1. AARP Essential Rewards Mastercard from Barclays 3.0% 3%
  2. Wyndham Rewards Earner Premier Card 0.6% 1x base rate

Travel

  1. Wyndham Rewards Earner Premier Card 2.2% 4x
  2. AARP Essential Rewards Mastercard from Barclays 1.0% 1% base rate

Drugstores

  1. AARP Essential Rewards Mastercard from Barclays 3.0% 3%
  2. Wyndham Rewards Earner Premier Card 0.6% 1x base rate

Hotels

  1. Wyndham Rewards Earner Premier Card 4.4% 8x
  2. AARP Essential Rewards Mastercard from Barclays 1.0% 1% base rate

What the numbers are doing

Abroad the answer flips: AARP Essential Rewards Mastercard from Barclays charges a 3% foreign transaction fee, so once that comes off the rate Wyndham Rewards Earner Premier Card is the better card for everyday spend.

The table is earn rate only — annual fees are not netted out of it. These cards charge AARP Essential Rewards Mastercard from Barclays $0 and Wyndham Rewards Earner Premier Card $395 a year, so a thin lead in one category may not cover the difference.

Where they differ: AARP Essential Rewards Mastercard from Barclays takes everything else, gas and drugstores; Wyndham Rewards Earner Premier Card takes dining, groceries, travel and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseAARP Essential Rewards Mastercard from Barclays1.0%
DiningWyndham Rewards Earner Premier Card2.2%
GroceriesWyndham Rewards Earner Premier Card2.2%
GasAARP Essential Rewards Mastercard from Barclays3.0%
TravelWyndham Rewards Earner Premier Card2.2%
DrugstoresAARP Essential Rewards Mastercard from Barclays3.0%
HotelsWyndham Rewards Earner Premier Card4.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. AARP Essential Rewards Mastercard from Barclays — 1.0%
  2. Wyndham Rewards Earner Premier Card — 0.6%

Dining

  1. Wyndham Rewards Earner Premier Card — 2.2%
  2. AARP Essential Rewards Mastercard from Barclays — 1.0%

Groceries

  1. Wyndham Rewards Earner Premier Card — 2.2%
  2. AARP Essential Rewards Mastercard from Barclays — 1.0%

Gas

  1. AARP Essential Rewards Mastercard from Barclays — 3.0%
  2. Wyndham Rewards Earner Premier Card — 0.6%

Travel

  1. Wyndham Rewards Earner Premier Card — 2.2%
  2. AARP Essential Rewards Mastercard from Barclays — 1.0%

Drugstores

  1. AARP Essential Rewards Mastercard from Barclays — 3.0%
  2. Wyndham Rewards Earner Premier Card — 0.6%

Hotels

  1. Wyndham Rewards Earner Premier Card — 4.4%
  2. AARP Essential Rewards Mastercard from Barclays — 1.0%
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