pointslip milestomorrow.com

American Express Graphite Business Cash Unlimited Card vs Marriott Bonvoy Brilliant Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Graphite Business Cash Unlimited Card 2.0% 2% base rate
  2. Marriott Bonvoy Brilliant Card 1.5% 2x base rate

Dining

  1. Marriott Bonvoy Brilliant Card 2.3% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights

  1. Marriott Bonvoy Brilliant Card 2.3% 3x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Hotels

  1. Marriott Bonvoy Brilliant Card 4.5% 6x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Graphite Business Cash Unlimited Card $295 and Marriott Bonvoy Brilliant Card $650 a year, so a thin lead in one category may not cover the difference.

Where they differ: Graphite Business Cash Unlimited Card takes everything else; Marriott Bonvoy Brilliant Card takes dining, flights and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseGraphite Business Cash Unlimited Card2.0%
DiningMarriott Bonvoy Brilliant Card2.3%
FlightsMarriott Bonvoy Brilliant Card2.3%
Flights · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
HotelsMarriott Bonvoy Brilliant Card4.5%
Hotels · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Graphite Business Cash Unlimited Card — 2.0%
  2. Marriott Bonvoy Brilliant Card — 1.5%

Dining

  1. Marriott Bonvoy Brilliant Card — 2.3%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights

  1. Marriott Bonvoy Brilliant Card — 2.3%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Hotels

  1. Marriott Bonvoy Brilliant Card — 4.5%
  2. Graphite Business Cash Unlimited Card — 2.0%

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.