American Express Graphite Business Cash Unlimited Card vs Hilton Honors Card
Both are American Express cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Graphite Business Cash Unlimited Card 2.0% 2% base rate
- Hilton Honors Card 1.2% 3x base rate
Flights · portal
- Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%
Hotels
- Hilton Honors Card 2.8% 7x
- Graphite Business Cash Unlimited Card 2.0% 2% base rate
Hotels · portal
- Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Graphite Business Cash Unlimited Card $295 and Hilton Honors Card $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Graphite Business Cash Unlimited Card takes everything else; Hilton Honors Card takes hotels.
| Category | Best card |
|---|---|
| Everything else | Graphite Business Cash Unlimited Card2.0% |
| Flights · portal | Graphite Business Cash Unlimited Card · American Express Travel5.0% |
| Hotels | Hilton Honors Card2.8% |
| Hotels · portal | Graphite Business Cash Unlimited Card · American Express Travel5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Graphite Business Cash Unlimited Card — 2.0%
- Hilton Honors Card — 1.2%
Flights · portal
- Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
Hotels
- Hilton Honors Card — 2.8%
- Graphite Business Cash Unlimited Card — 2.0%
Hotels · portal
- Graphite Business Cash Unlimited Card · American Express Travel — 5.0%
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