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American Express Graphite Business Cash Unlimited Card vs Hilton Honors Aspire Card

Both are American Express cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Graphite Business Cash Unlimited Card 2.0% 2% base rate
  2. Hilton Honors Aspire Card 1.2% 3x base rate

Dining

  1. Hilton Honors Aspire Card 2.8% 7x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights

  1. Hilton Honors Aspire Card 2.8% 7x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Hotels

  1. Hilton Honors Aspire Card 5.6% 14x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel 5.0% 5%

Car rental

  1. Hilton Honors Aspire Card 2.8% 7x
  2. Graphite Business Cash Unlimited Card 2.0% 2% base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Graphite Business Cash Unlimited Card $295 and Hilton Honors Aspire Card $550 a year, so a thin lead in one category may not cover the difference.

Where they differ: Graphite Business Cash Unlimited Card takes everything else; Hilton Honors Aspire Card takes dining, flights, hotels and car rental.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseGraphite Business Cash Unlimited Card2.0%
DiningHilton Honors Aspire Card2.8%
FlightsHilton Honors Aspire Card2.8%
Flights · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
HotelsHilton Honors Aspire Card5.6%
Hotels · portalGraphite Business Cash Unlimited Card · American Express Travel5.0%
Car rentalHilton Honors Aspire Card2.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Graphite Business Cash Unlimited Card — 2.0%
  2. Hilton Honors Aspire Card — 1.2%

Dining

  1. Hilton Honors Aspire Card — 2.8%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights

  1. Hilton Honors Aspire Card — 2.8%
  2. Graphite Business Cash Unlimited Card — 2.0%

Flights · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Hotels

  1. Hilton Honors Aspire Card — 5.6%
  2. Graphite Business Cash Unlimited Card — 2.0%

Hotels · portal

  1. Graphite Business Cash Unlimited Card · American Express Travel — 5.0%

Car rental

  1. Hilton Honors Aspire Card — 2.8%
  2. Graphite Business Cash Unlimited Card — 2.0%
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